Payment Policy

**Payment Policy**:

At *Ratlam Snacks*, we aim to provide a seamless and secure payment experience for all our customers. By placing an order on our platform, you agree to the following payment terms and conditions:

**1. Accepted Payment Methods**  

We accept a variety of payment methods to suit your convenience, including:

- Credit/Debit Cards (Visa, MasterCard, etc.)

- Net Banking

- Mobile Wallets (Google Pay, PhonePe, Paytm, etc.)

- Cash on Delivery (COD), where available in your location.

**2. Payment Authorization**  

When you place an order, your payment details will be processed by our secure payment gateway. Payment authorization may take a few moments, and you will receive a confirmation once the payment is successfully processed. If payment fails, please try again using an alternate method or contact your bank for assistance.

**3. Pricing and Currency**  

All prices listed on *Ratlam Snacks* are in [Currency] and are inclusive of applicable taxes unless stated otherwise. We reserve the right to change prices or offer promotions without prior notice. Any price changes will be reflected before completing your purchase.

**4. Payment Security**  

We use industry-standard encryption protocols to protect your payment information. Our payment gateway ensures that all transactions are secure and confidential. However, we recommend that you do not share your payment details with anyone to protect your privacy.

**5. Refunds and Adjustments**  

In case of cancellations, returns, or refunds, the amount will be credited back to the original payment method. Refund processing times may vary based on your bank or payment provider. For more details, please refer to our Return and Refund Policy.

**6. Cash on Delivery (COD)**  

If you choose the COD option, please ensure that you have the exact amount ready at the time of delivery. The delivery team may not carry change for large denomination bills. COD is subject to availability depending on your delivery location.

**7. Order Confirmation**  

Once your payment is successfully processed, you will receive an order confirmation via email or SMS with your order details and estimated delivery time.

**8. Payment Disputes**  

In the event of a payment dispute or issue, please contact our customer support team immediately. We will work with you to resolve the matter in a timely manner.

By using our services, you acknowledge and agree to the terms outlined in this Payment Policy. Thank you for choosing *Ratlam Snacks* – your trusted source for authentic, delicious snacks!